racing, breeding, layups, training. I am an Insurance Broker by trade. Selling Property and Casualty Insurance to mid-sized and large employers. I started in the racing business when my insureds began to explain how exicing it was to be in the racing business. I began to invest in a few horses as a small partner. As the years went by to the present I owned horses in partnership and on my own. I now have a layup, breeding, and training faclity, RMMASTERRACINGSTABLES.COM, and currently stand SCOREWITHCATER as a stallion, in Big Bear City, California. The elevation is 6,750 feet. I am exploring how breeding and training at this elevation will help the stamina and lung capacity of horses.